Effective Date: June 4, 2025
At schddividendcalc.com, we are deeply committed to protecting your privacy and maintaining the security of your personal information.
This schddividendcalc.com privacy policy explains how we collect, use, store, and protect your data when you visit our website or use our SCHD Dividend Calculator tool.
We understand that trust is essential when it comes to financial planning tools, and we take our responsibility to protect your information seriously.
This policy outlines our practices regarding SCHD dividend calculator data protection and provides transparency about how schddividendcalc.com uses your data to deliver the best possible experience.
1. Information We Collect
1.1 Information You Voluntarily Provide
When you use our SCHD Dividend Calculator, you may voluntarily provide certain information, including investment amounts, dividend yield preferences, and calculation parameters. This data is used solely to perform the calculations you request and is not stored on our servers permanently.
If you contact us through our contact forms or email, we collect the information you choose to provide, such as your name, email address, and message content. This information helps us respond to your inquiries and provide support for our dividend calculator services.
We may also collect information if you subscribe to our newsletter or updates, including your email address and communication preferences.
1.2 Information Automatically Collected
Like most websites, we automatically collect certain technical information when you visit schddividendcalc.com. This includes your IP address, browser type and version, operating system, referring website, pages viewed, time spent on our site, and general geographic location.
We also collect usage data about how you interact with our SCHD Dividend Calculator, such as which features you use most frequently, calculation patterns, and session duration. This information helps us understand user behavior and improve our tools.
Device information, including screen resolution, device type, and browser capabilities, is collected to ensure our calculator displays correctly across all platforms and devices.
1.3 Cookies and Similar Technologies
We use cookies and similar tracking technologies to enhance your experience on our website. These include analytics cookies that help us understand how visitors use our SCHD dividend calculator, preference cookies that remember your settings, and functional cookies that enable specific features.
Essential cookies are necessary for our calculator to function properly, while analytics cookies help us improve our services. Marketing cookies may be used if you consent to receive promotional communications about dividend investing resources.
2. How We Use Your Information
2.1 Provide and Maintain Our SCHD Dividend Calculator
Your information is primarily used to deliver our core service: providing accurate SCHD dividend calculations. We process your input data to generate dividend estimates, reinvestment projections, and scenario analyses that help you make informed investment decisions.
We continuously work to improve our calculator’s accuracy and functionality, using aggregated usage data to identify areas for enhancement and new features that would benefit our users.
2.2 Communicate with Users
We use your contact information to respond to inquiries, provide technical support, and address any questions about our SCHD dividend calculator. This includes email communications and, when necessary, follow-up conversations to ensure your needs are met.
Communication may also include important updates about our services, changes to our calculator features, or relevant information about SCHD dividend trends that could impact your calculations.
2.3 Marketing and Newsletter Communications
If you opt in to receive our newsletter or promotional communications, we use your email address to send relevant content about dividend investing, SCHD updates, and improvements to our calculator tools.
All marketing communications include clear unsubscribe options, and we respect your preferences regarding the frequency and type of communications you receive.
2.4 Analytics and Improvement
We analyze user behavior and calculator usage patterns to understand how we can improve our services. This includes identifying the most popular features, common calculation scenarios, and areas where users may need additional guidance.
Aggregated and anonymized data helps us make data-driven decisions about feature development, user interface improvements, and educational content creation.
2.5 Legal Compliance and Obligations
We may use your information to comply with applicable laws, regulations, and legal processes. This includes responding to lawful requests from government authorities and protecting our legal rights.
We also use data to detect and prevent fraud, abuse, and other harmful activities that could affect our users or our services.
2.6 Data Sharing
We do not sell, rent, or trade your personal information to third parties. We only share your data with trusted service providers who help us operate our website and deliver our services, such as hosting providers, analytics services, and email service providers.
These service providers are contractually obligated to protect your information and use it only for the specific services they provide to us. We may also share information when required by law or to protect our rights and the safety of our users.
3. Data Storage and Security
3.1 Data Storage
Your personal information is stored on secure servers located in the United States and European Union, depending on your location and applicable data protection requirements. We use reputable hosting providers that maintain high security standards and comply with relevant data protection regulations.
Calculator inputs and results are typically processed in real-time and are not permanently stored unless you explicitly save them or create an account for future reference.
3.2 Security Measures
We implement multiple layers of security to protect your information, including industry-standard encryption for data transmission, secure firewalls, regular security audits, and restricted access controls for our systems.
Our security measures are regularly reviewed and updated to address emerging threats and maintain the highest standards of SCHD dividend calculator data protection.
3.3 Data Retention Policy
We retain your personal information only as long as necessary to fulfill the purposes outlined in this privacy policy. Contact information is typically retained for as long as you maintain communication with us or until you request deletion.
Usage data and analytics information may be retained longer in aggregated and anonymized form to help us improve our services over time.
4. Cookies and Tracking Technologies
4.1 Cookie Explanation
Cookies are small text files stored on your device that help us provide a better user experience. They enable features like remembering your calculator preferences, analyzing site usage, and ensuring our tools function properly across different sessions.
Our cookies enhance the functionality of our SCHD dividend calculator by maintaining your settings and improving performance based on your usage patterns.
4.2 Types of Cookies Used
We use essential cookies that are necessary for our calculator to function, analytics cookies that help us understand user behavior, preference cookies that remember your settings, and functionality cookies that enable specific features.
Marketing cookies may be used with your consent to provide relevant content and advertisements related to dividend investing and financial planning tools.
4.3 Cookie Management
You can manage your cookie preferences through your browser settings or our cookie consent banner. Most browsers allow you to block or delete cookies, though this may affect the functionality of our calculator.
We respect your choices regarding cookies and provide clear options for managing your preferences while ensuring our core calculator functionality remains available.
5. Your Rights and Choices
5.1 Data Access and Control Rights
You have the right to access, correct, update, or delete your personal information. You can also request restrictions on how we process your data or object to certain types of processing.
To exercise these rights, please contact us using the information provided in the Contact Us section below.
5.2 Communication Preferences
You can opt out of newsletter and marketing communications at any time by clicking the unsubscribe link in our emails or contacting us directly. This will not affect essential communications related to your use of our calculator.
5.3 Account Information Updates
If we implement user accounts in the future, you will have the ability to update your account information, modify your preferences, and control how your data is used within our system.
5.4 Do Not Track Signals
We currently do not respond to Do Not Track signals from browsers, but we respect your privacy choices and provide multiple ways to control how your information is collected and used.
6. Children’s Privacy
Our website and SCHD dividend calculator are not intended for children under 13 years of age. We do not knowingly collect personal information from children under 13. If we become aware that we have collected such information, we will take steps to delete it promptly.
Parents and guardians who believe their child has provided information to us should contact us immediately so we can address the situation appropriately.
7. Changes to This Privacy Policy
We may update this privacy policy from time to time to reflect changes in our practices, technology, or legal requirements. When we make material changes, we will notify you by email (if you have provided an email address) or by posting a notice on our website.
We encourage you to review this policy periodically to stay informed about how we protect your information and respect your privacy.
8. Contact Us
If you have questions, concerns, or requests regarding this privacy policy or how schddividendcalc.com uses your data, please contact us at:
Email: info.bulletintech@gmail.com
We are committed to addressing your privacy concerns promptly and transparently. Your trust is essential to our mission of providing reliable dividend calculation tools.
9. Additional Information for Specific Jurisdictions
9.1 California Residents (CCPA)
California residents have additional rights under the California Consumer Privacy Act, including the right to know what personal information we collect, the right to delete personal information, and the right to opt-out of the sale of personal information (note: we do not sell personal information).
To exercise these rights, please contact us using the information provided above.
9.2 EEA Residents (GDPR)
Residents of the European Economic Area have rights under the General Data Protection Regulation, including the right to access, rectify, erase, restrict processing, data portability, and object to processing of their personal data.
Our legal basis for processing your data includes consent, legitimate interests, and contractual necessity. You have the right to withdraw consent at any time and to lodge a complaint with your local data protection authority.
This privacy policy demonstrates our unwavering commitment to protecting your privacy while providing exceptional SCHD dividend calculation tools.
Your trust enables us to continue developing resources that help investors make informed decisions about their financial future.