Effective Date: June 4, 2025
Welcome to schddividendcalc.com.
This disclaimer policy outlines the terms and limitations regarding the use of our SCHD Dividend Calculator and the information provided on our website.
By using our services, you acknowledge and agree to the following terms.
Purpose of This Disclaimer
schddividendcalc.com provides dividend calculation tools and investment-related information for educational and informational purposes only.
Our SCHD dividend calculator and related content are designed to help users understand potential dividend outcomes and investment scenarios.
The information and calculations provided on our website are not intended as financial, investment, tax, or legal advice.
We strongly recommend consulting with qualified financial professionals, certified financial planners, or investment advisors before making any investment decisions based on our calculator results.
Our dividend calculator tools should be used as a starting point for your research and planning, not as the sole basis for investment decisions.
Every individual’s financial situation is unique and requires personalized professional guidance.
Accuracy and Completeness of Information
While we make every effort to ensure the accuracy and reliability of our SCHD dividend calculator and related information, schddividendcalc.com cannot guarantee the completeness, accuracy, timeliness, or suitability of any information provided.
Investment markets are constantly changing, and dividend yields, payment schedules, and fund performance can fluctuate significantly. Historical performance data and current yield information may not reflect future results or guarantee future dividend payments.
All calculations, projections, and estimates provided by our dividend calculator are based on assumptions and current market data that may change without notice. We reserve the right to modify, update, or discontinue any aspect of our calculator or information at any time.
Investment Risk Disclaimers
All investments, including SCHD and other dividend-focused ETFs, carry inherent risks including the potential loss of principal. Past performance does not guarantee future results, and dividend payments are not guaranteed.
The calculations provided by our SCHD dividend calculator are estimates based on current yield data and assumed scenarios. Actual dividend payments may be higher or lower than calculated estimates due to market conditions, fund performance, and company-specific factors.
Users should understand that dividend yields can decrease, dividend payments can be reduced or eliminated, and share prices can decline, potentially resulting in losses even with dividend-paying investments.
Limitation of Liability
schddividendcalc.com, its owners, operators, developers, and affiliates shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from your use of our website or dividend calculator.
This includes but is not limited to losses from investment decisions made based on our calculator results, technical errors, interruptions in service, or any other issues related to your use of our platform.
You use our SCHD dividend calculator and all information provided entirely at your own risk. We do not warrant that our services will be uninterrupted, error-free, or completely secure at all times.
External Links Disclaimer
Our website may contain links to external websites, financial institutions, brokerages, or other third-party resources. These links are provided for convenience and informational purposes only.
schddividendcalc.com does not control, endorse, or assume responsibility for the content, accuracy, or practices of any external websites. We are not liable for any damages or losses resulting from your use of linked external sites.
Before engaging with any external financial services or making investment decisions based on third-party information, please conduct your own research and due diligence.
Calculation Disclaimers and Assumptions
Our SCHD dividend calculator makes several assumptions to provide estimates, including consistent dividend yields, regular payment schedules, and hypothetical reinvestment scenarios. Real-world results may vary significantly from these assumptions.
The calculator does not account for factors such as taxes, brokerage fees, expense ratios, market volatility, or changes in fund management that could affect actual returns. These factors can substantially impact your investment outcomes.
Dividend reinvestment plan (DRIP) calculations assume fractional share purchases and immediate reinvestment, which may not reflect actual brokerage account capabilities or timing.
No Warranties
schddividendcalc.com is provided “as is” and “as available” without any warranties of any kind, either express or implied. We disclaim all warranties, including but not limited to warranties of merchantability, fitness for a particular purpose, and non-infringement.
We do not warrant that our dividend calculator will meet your specific requirements, that calculations will be accurate in all scenarios, or that our service will be available without interruption.
Affiliate Disclaimer
schddividendcalc.com may contain affiliate links to financial products, brokerages, or investment services. If you click on these links and make a purchase or sign up for services, we may receive a commission at no additional cost to you.
These affiliate relationships do not influence our calculator functionality or the educational content we provide. We only recommend products and services that we believe may be valuable to our users interested in dividend investing.
Our primary goal is to provide accurate dividend calculation tools, and any affiliate relationships are secondary to this mission.
Intellectual Property Disclaimer
We respect intellectual property rights and make efforts to properly attribute all content, data sources, and third-party information used on our website. If you believe any content infringes on your intellectual property rights, please contact us immediately.
Any unintentional use of copyrighted material will be promptly addressed upon notification. We encourage content creators and copyright holders to reach out if they identify any concerns.
Tax and Legal Disclaimers
Tax implications of dividend investing vary significantly based on individual circumstances, account types, and jurisdiction. Our calculator does not provide tax advice or account for various tax scenarios.
Consult with qualified tax professionals to understand how dividend income may affect your specific tax situation. Investment decisions should always consider both pre-tax and after-tax implications.
Changes to This Disclaimer Policy
We may update this disclaimer policy periodically to reflect changes in our services, legal requirements, or industry best practices. Material changes will be posted prominently on our website.
We encourage users to review this disclaimer policy regularly to stay informed about our terms and limitations. Continued use of our SCHD dividend calculator after changes constitutes acceptance of the updated policy.
Professional Consultation Recommendation
Before making any investment decisions based on calculations from our dividend calculator, we strongly recommend consulting with qualified professionals including:
- Certified Financial Planners (CFP)
- Registered Investment Advisors (RIA)
- Tax professionals and CPAs
- Estate planning attorneys (for larger portfolios)
These professionals can provide personalized advice based on your complete financial picture, risk tolerance, and long-term goals.
Contact Information
If you have questions about this disclaimer policy or need clarification about any aspects of our SCHD dividend calculator, please contact us:
Email: info.bulletintech@gmail.com
We are committed to transparency and will address your concerns promptly and thoroughly.
By using schddividendcalc.com and our SCHD dividend calculator tools, you acknowledge that you have read, understood, and agree to be bound by this disclaimer policy.
You understand that all calculations are estimates for educational purposes only and that you should seek professional financial advice before making investment decisions.