Last Updated: June 4, 2025

Welcome to schddividendcalc.com!

This Cookies Policy explains how we use cookies and similar tracking technologies on our website to enhance your experience with our SCHD dividend calculator and related investment planning tools.

We believe in transparency about how we collect and use your information. This policy will help you understand what cookies are, how we use them, and what choices you have regarding their use on our platform.

By continuing to use schddividendcalc.com, you consent to our use of cookies as described in this policy.

What Are Cookies?

Cookies are small text files that are stored on your computer, tablet, or mobile device when you visit a website. They help websites remember your preferences, actions, and settings over a period of time, so you don’t have to keep re-entering them whenever you return to the site.

Think of cookies as digital sticky notes that help our SCHD dividend calculator remember your investment scenarios, preferred settings, and calculation history during your visit. They make your experience smoother and more personalized.

Cookies cannot access other files on your computer or device, and they cannot carry viruses or malware. They are simply small data files that enhance your browsing experience.

How We Use Cookies?

At schddividendcalc.com, we use cookies to provide you with the best possible experience when using our dividend calculator and investment planning tools. Here’s how cookies help us serve you better:

  • Enhancing User Experience: Cookies remember your calculator preferences, such as your preferred investment amounts, time horizons, and dividend reinvestment settings, so you don’t have to re-enter this information each time you visit.
  • Analyzing Website Performance: We use cookies to understand how visitors interact with our SCHD dividend calculator, which features are most popular, and where we can make improvements to better serve our users.
  • Personalizing Content: Cookies help us provide relevant investment information and calculator recommendations based on your usage patterns and interests.
  • Ensuring Security: Some cookies help us detect and prevent fraudulent activity and enhance the overall security of our platform.

Types of Cookies We Use

Essential Cookies

These cookies are absolutely necessary for our SCHD dividend calculator to function properly. They enable core functionality such as:

  • Security and Authentication: Protecting your session and ensuring secure access to our calculator tools
  • Load Balancing: Distributing traffic efficiently across our servers for optimal performance
  • Basic Functionality: Enabling essential features like form submissions and calculator operations
  • Error Prevention: Helping us identify and resolve technical issues that could affect your experience

You cannot disable these cookies through our website, as they are essential for providing our dividend calculation services.

Analytical/Performance Cookies

These cookies help us understand how visitors use schddividendcalc.com and our dividend calculator tools. The information collected includes:

  • Usage Patterns: Which calculator features are used most frequently and how users navigate our site
  • Performance Metrics: Page loading times, error rates, and overall site performance
  • Popular Content: Which investment scenarios and calculation types are most popular among users
  • Traffic Sources: How visitors find our SCHD dividend calculator and what brings them to our site

This data is aggregated and anonymous, helping us improve our services without identifying individual users.

Functionality Cookies

These cookies enhance the functionality of our website and remember your preferences to provide a more personalized experience:

  • Calculator Settings: Remembering your preferred investment amounts, time periods, and calculation parameters
  • Display Preferences: Saving your choices for chart types, number formats, and result displays
  • Language and Region: Storing your preferred language and regional settings for currency formatting
  • Previous Calculations: Maintaining a session history of your recent dividend calculations for easy reference

These cookies make our SCHD dividend calculator more convenient and user-friendly for your investment planning needs.

Targeting/Advertising Cookies

We may use targeting cookies to deliver relevant content and advertisements related to dividend investing and financial planning:

  • Interest-Based Content: Showing relevant investment articles and resources based on your calculator usage
  • Relevant Advertisements: Displaying ads for financial products and services that align with your interests
  • Campaign Tracking: Measuring the effectiveness of our educational content and promotional materials
  • Partner Content: Delivering relevant offers from trusted financial service providers

You can opt out of these cookies through your browser settings or our cookie preference center.

Third-Party Cookies

Some cookies on schddividendcalc.com are set by trusted third-party services that help us provide better functionality and insights:

  • Google Analytics: Helps us understand website traffic patterns and user behavior to improve our SCHD dividend calculator and content.
  • Social Media Platforms: Enable sharing functionality and social media integration for our investment content.
  • Content Delivery Networks: Improve website loading speeds and performance for our calculator tools.
  • Advertising Partners: May place cookies to deliver relevant financial and investment-related advertisements.

We have limited control over third-party cookies, and these are governed by the respective third parties’ privacy policies. We encourage you to review their policies for more information.

Your Cookie Choices

You have several options for managing cookies on schddividendcalc.com:

  • Browser Settings: Most web browsers allow you to view, delete, and block cookies through their settings menu. You can typically find these options in your browser’s privacy or security settings.
  • Cookie Preferences: We provide cookie preference controls where you can choose which types of cookies to accept or decline, except for essential cookies required for basic functionality.
  • Opt-Out Tools: For advertising cookies, you can use industry opt-out tools or visit the Digital Advertising Alliance’s consumer choice page.
  • Mobile Devices: Mobile device settings may include options to limit ad tracking and manage app-based cookies.

Important Note: Disabling certain cookies may affect the functionality of our SCHD dividend calculator. For example, functionality cookies help remember your calculation preferences, and disabling them means you’ll need to re-enter settings each time you visit.

Cookie Management Instructions

Here’s how to manage cookies in popular browsers:

  • Chrome: Settings > Privacy and Security > Cookies and other site data
  • Firefox: Settings > Privacy & Security > Cookies and Site Data
  • Safari: Preferences > Privacy > Manage Website Data
  • Edge: Settings > Privacy, search, and services > Cookies and site permissions
  • Mobile Browsers: Look for privacy settings in your mobile browser’s menu or your device’s general settings.

For detailed instructions specific to your browser version, we recommend consulting your browser’s help documentation.

Consent

By continuing to use schddividendcalc.com and our SCHD dividend calculator, you acknowledge that you understand our use of cookies and consent to their use as described in this policy.

If you do not agree with our use of cookies, you should discontinue use of our website and adjust your browser settings to block or delete cookies. However, please note that this may limit your ability to use certain features of our dividend calculator.

You can withdraw your consent at any time by adjusting your cookie preferences through your browser settings or our cookie preference center.

Updates to This Cookies Policy

We may update this Cookies Policy from time to time to reflect changes in our practices, technology, or legal requirements. When we make significant changes, we will post the updated policy on this page with a new “Last Updated” date.

We encourage you to review this policy periodically to stay informed about how we use cookies and how you can manage your preferences.

Continued use of schddividendcalc.com after any changes to this policy constitutes acceptance of the updated terms.

Impact on Calculator Functionality

Understanding how cookie settings affect our SCHD dividend calculator can help you make informed decisions:

  • With Cookies Enabled: Full functionality including saved preferences, calculation history, personalized experience, and optimal performance.
  • With Limited Cookies: Basic calculator functionality will work, but you may need to re-enter preferences and settings each visit.
  • With Cookies Disabled: Essential calculation features will function, but you’ll experience a more limited, less personalized experience.

We recommend allowing cookies for the best experience with our dividend planning tools.

Contact Information

If you have questions about this Cookies Policy or how we use cookies on schddividendcalc.com, please don’t hesitate to reach out:

Email: info.bulletintech@gmail.com

We’re committed to transparency and will be happy to address any concerns or questions you may have about our cookie practices.

Remember, this Cookies Policy is for informational purposes and does not constitute legal advice.

For specific legal questions about cookies and privacy, we recommend consulting with a qualified attorney familiar with data protection laws.